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Our goal is to keep you, your family, and your friends up to date on everything from finance to health care. We strive to help you make the most informed financial decisions to help you achieve financial success, so you can enjoy everything life has to offer. That’s what our blog is for!
The 2025 Retirement Checklist: Are You Forgetting Something Important?

The 2025 Retirement Checklist: Are You Forgetting Something Important?

Retirement planning isn’t exactly the kind of thing you want to procrastinate, yet somehow, it ends up on the same to-do list as “clean the garage” or “start a kale garden.” But hey, 2025 is creeping up faster than that mystery charge on your credit card, so let’s get serious for a moment. Are you ready for the golden years, or are there a few glaring gaps in your plan? Let’s break it down with a checklist that will have you confidently waltzing into 2025.

read more
Life Insurance: The Unsung Hero of Adulting (Yep, It’s That Important!)

Life Insurance: The Unsung Hero of Adulting (Yep, It’s That Important!)

Adulting is hard. Balancing a budget, saving for retirement, and trying to figure out whether you’re a cat person or a dog person—it’s a lot. But of all the things we juggle in life, one unsung hero tends to get left off the “adulting checklist”—life insurance. Oh, I know, I know, it sounds about as exciting as watching grass grow, but stick with me here. Life insurance isn’t just about morbid thoughts of “what if.” It’s about financial security, peace of mind, and (surprise!) making sure your loved ones aren’t left scrambling for pennies if life decides to throw a curveball.

read more
Retirement Planning: Because Living Off Ramen in Your 70s Isn’t the Dream

Retirement Planning: Because Living Off Ramen in Your 70s Isn’t the Dream

,

Ah, retirement. The golden years. A time for relaxation, adventure, and finally doing all those things you never had time for during your working years. But wait—what’s that in your bowl? Is it…Ramen noodles? While Ramen is a delightful throwback to college days and tight budgets, it’s not exactly the culinary experience you envisioned for your twilight years. Let’s dive into why solid retirement planning is essential unless you’re planning to become a Ramen connoisseur by necessity.

read more

Navigating Inflation: Understanding Its Impact and Strategies for Protection

In June 2022, the inflation rate soared to 9.1%, marking the highest recorded since 1981. This surge may raise alarms, conjuring memories of economic turmoil from decades past. However, it’s essential to keep perspective. While 9.1% is indeed significant, it pales in comparison to the inflation crisis of 1980 when average annual inflation skyrocketed to a staggering 13.5%. This historical context illuminates that while inflation remains a concern, the current rate is not unprecedented.

read more

How Legal Settlements and Fees Are Taxed

Let’s say you are involved in a serious auto accident. You may sue the other driver to pay for damages not covered by the insurance companies. Perhaps you even receive a large settlement. Are you on the hook for taxes on that lawsuit payout? It depends. According to the IRS, monies received for personal injuries or illness are exempt from income taxes. If you receive a settlement for mental and emotional distress, that may also be tax exempt if it is directly related to a physical injury or illness.

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Balancing “Real Life” With Caregiving

During 2020, more than 65 million American women provided unpaid care for their children, family members, and elderly relatives. It’s easy to imagine that many of them likely juggled caring for a combination of these types of dependents. If you’ve ever provided ongoing caregiving duties for a parent, partner, child, sibling or someone else, you may recognize common feelings of being overwhelmed, exhausted, out of your depth and even somewhat resentful — and then feeling guilty.

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Retirement Makeover

Many babies born today in the developed world are expected to live nearly 100 years. Given the vast changes over the past two decades in medicine, technology and the ways we work, communicate and even entertain ourselves, it’s almost hard to imagine how different life will be in 100 years.

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Consumers: Buying Power in 2022

One of the biggest economic stories of the first quarter was the rising rate of inflation, as consumer prices reached a 39-year high by the end of 2021. In the first quarter, the inflation rate floated around 7%.

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Th Top 10 Things to Consider When Preparing For Your Retirement Guide
Top 10 Actions When Preparing For Retirement

Planning for retirement income may seem like a daunting task, but can help you get a handle on preparing for your financial future.

Get My Guide
The 2025 Retirement Checklist: Are You Forgetting Something Important?

The 2025 Retirement Checklist: Are You Forgetting Something Important?

Retirement planning isn’t exactly the kind of thing you want to procrastinate, yet somehow, it ends up on the same to-do list as “clean the garage” or “start a kale garden.” But hey, 2025 is creeping up faster than that mystery charge on your credit card, so let’s get serious for a moment. Are you ready for the golden years, or are there a few glaring gaps in your plan? Let’s break it down with a checklist that will have you confidently waltzing into 2025.

read more
Life Insurance: The Unsung Hero of Adulting (Yep, It’s That Important!)

Life Insurance: The Unsung Hero of Adulting (Yep, It’s That Important!)

Adulting is hard. Balancing a budget, saving for retirement, and trying to figure out whether you’re a cat person or a dog person—it’s a lot. But of all the things we juggle in life, one unsung hero tends to get left off the “adulting checklist”—life insurance. Oh, I know, I know, it sounds about as exciting as watching grass grow, but stick with me here. Life insurance isn’t just about morbid thoughts of “what if.” It’s about financial security, peace of mind, and (surprise!) making sure your loved ones aren’t left scrambling for pennies if life decides to throw a curveball.

read more
Retirement Planning: Because Living Off Ramen in Your 70s Isn’t the Dream

Retirement Planning: Because Living Off Ramen in Your 70s Isn’t the Dream

,

Ah, retirement. The golden years. A time for relaxation, adventure, and finally doing all those things you never had time for during your working years. But wait—what’s that in your bowl? Is it…Ramen noodles? While Ramen is a delightful throwback to college days and tight budgets, it’s not exactly the culinary experience you envisioned for your twilight years. Let’s dive into why solid retirement planning is essential unless you’re planning to become a Ramen connoisseur by necessity.

read more
Navigating Inflation: Understanding Its Impact and Strategies for Protection

Navigating Inflation: Understanding Its Impact and Strategies for Protection

In June 2022, the inflation rate soared to 9.1%, marking the highest recorded since 1981. This surge may raise alarms, conjuring memories of economic turmoil from decades past. However, it’s essential to keep perspective. While 9.1% is indeed significant, it pales in comparison to the inflation crisis of 1980 when average annual inflation skyrocketed to a staggering 13.5%. This historical context illuminates that while inflation remains a concern, the current rate is not unprecedented.

read more
How Legal Settlements and Fees Are Taxed

How Legal Settlements and Fees Are Taxed

Let’s say you are involved in a serious auto accident. You may sue the other driver to pay for damages not covered by the insurance companies. Perhaps you even receive a large settlement. Are you on the hook for taxes on that lawsuit payout? It depends. According to the IRS, monies received for personal injuries or illness are exempt from income taxes. If you receive a settlement for mental and emotional distress, that may also be tax exempt if it is directly related to a physical injury or illness.

read more
The 2025 Retirement Checklist: Are You Forgetting Something Important?

The 2025 Retirement Checklist: Are You Forgetting Something Important?

Retirement planning isn’t exactly the kind of thing you want to procrastinate, yet somehow, it ends up on the same to-do list as “clean the garage” or “start a kale garden.” But hey, 2025 is creeping up faster than that mystery charge on your credit card, so let’s get serious for a moment. Are you ready for the golden years, or are there a few glaring gaps in your plan? Let’s break it down with a checklist that will have you confidently waltzing into 2025.

read more
The 2025 Retirement Checklist: Are You Forgetting Something Important?

The 2025 Retirement Checklist: Are You Forgetting Something Important?

Retirement planning isn’t exactly the kind of thing you want to procrastinate, yet somehow, it ends up on the same to-do list as “clean the garage” or “start a kale garden.” But hey, 2025 is creeping up faster than that mystery charge on your credit card, so let’s get serious for a moment. Are you ready for the golden years, or are there a few glaring gaps in your plan? Let’s break it down with a checklist that will have you confidently waltzing into 2025.

read more
Life Insurance: The Unsung Hero of Adulting (Yep, It’s That Important!)

Life Insurance: The Unsung Hero of Adulting (Yep, It’s That Important!)

Adulting is hard. Balancing a budget, saving for retirement, and trying to figure out whether you’re a cat person or a dog person—it’s a lot. But of all the things we juggle in life, one unsung hero tends to get left off the “adulting checklist”—life insurance. Oh, I know, I know, it sounds about as exciting as watching grass grow, but stick with me here. Life insurance isn’t just about morbid thoughts of “what if.” It’s about financial security, peace of mind, and (surprise!) making sure your loved ones aren’t left scrambling for pennies if life decides to throw a curveball.

read more
Retirement Planning: Because Living Off Ramen in Your 70s Isn’t the Dream

Retirement Planning: Because Living Off Ramen in Your 70s Isn’t the Dream

,

Ah, retirement. The golden years. A time for relaxation, adventure, and finally doing all those things you never had time for during your working years. But wait—what’s that in your bowl? Is it…Ramen noodles? While Ramen is a delightful throwback to college days and tight budgets, it’s not exactly the culinary experience you envisioned for your twilight years. Let’s dive into why solid retirement planning is essential unless you’re planning to become a Ramen connoisseur by necessity.

read more
Navigating Inflation: Understanding Its Impact and Strategies for Protection

Navigating Inflation: Understanding Its Impact and Strategies for Protection

In June 2022, the inflation rate soared to 9.1%, marking the highest recorded since 1981. This surge may raise alarms, conjuring memories of economic turmoil from decades past. However, it’s essential to keep perspective. While 9.1% is indeed significant, it pales in comparison to the inflation crisis of 1980 when average annual inflation skyrocketed to a staggering 13.5%. This historical context illuminates that while inflation remains a concern, the current rate is not unprecedented.

read more