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Our goal is to keep you, your family, and your friends up to date on everything from finance to health care. We strive to help you make the most informed financial decisions to help you achieve financial success, so you can enjoy everything life has to offer. That’s what our blog is for!
Life Insurance: The Unsung Hero of Adulting (Yep, It’s That Important!)

Life Insurance: The Unsung Hero of Adulting (Yep, It’s That Important!)

Adulting is hard. Balancing a budget, saving for retirement, and trying to figure out whether you’re a cat person or a dog person—it’s a lot. But of all the things we juggle in life, one unsung hero tends to get left off the “adulting checklist”—life insurance. Oh, I know, I know, it sounds about as exciting as watching grass grow, but stick with me here. Life insurance isn’t just about morbid thoughts of “what if.” It’s about financial security, peace of mind, and (surprise!) making sure your loved ones aren’t left scrambling for pennies if life decides to throw a curveball.

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Retirement Planning: Because Living Off Ramen in Your 70s Isn’t the Dream

Retirement Planning: Because Living Off Ramen in Your 70s Isn’t the Dream

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Ah, retirement. The golden years. A time for relaxation, adventure, and finally doing all those things you never had time for during your working years. But wait—what’s that in your bowl? Is it…Ramen noodles? While Ramen is a delightful throwback to college days and tight budgets, it’s not exactly the culinary experience you envisioned for your twilight years. Let’s dive into why solid retirement planning is essential unless you’re planning to become a Ramen connoisseur by necessity.

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What is “Stakeholder Capitalism”?

In its monthly Investment Insights publication, Merrill Lynch noted that while nationalism has been a strong trend throughout the past few years, globalism in the prior 30 years did much to reduce poverty worldwide. As trade agreements shifted many U.S. jobs and operations overseas, the average income of the lower 50% of global earners nearly double between 1980 and 2016. However, this came at a price, including the mass exodus of U.S. jobs and stagnant wages at the low-income scale.

read more

What’s Ahead for the Stock Market?

Oil prices are influenced by supply and demand, and 2020 was a great demonstration of this principle. With global and local shutdowns due to the spread of the coronavirus, there was less demand for products and services. While online shopping was up, foot traffic in stores languished and retailers suffered from reduced consumerism. Wholesale orders dropped, as did the need to transport them from manufacturers to distributors to vendors.

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Th Top 10 Things to Consider When Preparing For Your Retirement Guide
Top 10 Actions When Preparing For Retirement

Planning for retirement income may seem like a daunting task, but can help you get a handle on preparing for your financial future.

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Life Insurance: The Unsung Hero of Adulting (Yep, It’s That Important!)

Life Insurance: The Unsung Hero of Adulting (Yep, It’s That Important!)

Adulting is hard. Balancing a budget, saving for retirement, and trying to figure out whether you’re a cat person or a dog person—it’s a lot. But of all the things we juggle in life, one unsung hero tends to get left off the “adulting checklist”—life insurance. Oh, I know, I know, it sounds about as exciting as watching grass grow, but stick with me here. Life insurance isn’t just about morbid thoughts of “what if.” It’s about financial security, peace of mind, and (surprise!) making sure your loved ones aren’t left scrambling for pennies if life decides to throw a curveball.

read more
Vaccines and the Stock Market

Vaccines and the Stock Market

If there’s one thing that can move the economy and stock market forward, it’s hope. This year, that hope is being presented in the form of COVID-19 vaccines. Economists and Wall Street analysts have long proclaimed that comprehensive economic recovery is not possible until we have contained the virus. The prospect of wide distribution of effective vaccines and herd immunity by the end of the year has put recovery in our crosshairs.

read more
When to “Buy Low”

When to “Buy Low”

The beginning of the year is typically full of hope. We make New Year’s resolutions, and it may take a few months for our enthusiasm (and vigilance) to wane. There’s also the “January Effect,” when the stock market generally gets a performance boost thanks to tax harvesting in December and subsequent reinvestments. But even that phenomenon tends to fade.

read more
Global Recovery in a Post-Pandemic World

Global Recovery in a Post-Pandemic World

In 2020, the World Economic Forum published its annual Global Competitiveness Report, as usual. However, in light of the global pandemic, it put its long-standing Global Competitiveness Index rankings on hold. Instead, the report focused on priorities for recovery and revival instead of competition.

read more
What is “Stakeholder Capitalism”?

What is “Stakeholder Capitalism”?

In its monthly Investment Insights publication, Merrill Lynch noted that while nationalism has been a strong trend throughout the past few years, globalism in the prior 30 years did much to reduce poverty worldwide. As trade agreements shifted many U.S. jobs and operations overseas, the average income of the lower 50% of global earners nearly double between 1980 and 2016. However, this came at a price, including the mass exodus of U.S. jobs and stagnant wages at the low-income scale.

read more
What’s Ahead for the Stock Market?

What’s Ahead for the Stock Market?

Oil prices are influenced by supply and demand, and 2020 was a great demonstration of this principle. With global and local shutdowns due to the spread of the coronavirus, there was less demand for products and services. While online shopping was up, foot traffic in stores languished and retailers suffered from reduced consumerism. Wholesale orders dropped, as did the need to transport them from manufacturers to distributors to vendors.

read more
Life Insurance: The Unsung Hero of Adulting (Yep, It’s That Important!)

Life Insurance: The Unsung Hero of Adulting (Yep, It’s That Important!)

Adulting is hard. Balancing a budget, saving for retirement, and trying to figure out whether you’re a cat person or a dog person—it’s a lot. But of all the things we juggle in life, one unsung hero tends to get left off the “adulting checklist”—life insurance. Oh, I know, I know, it sounds about as exciting as watching grass grow, but stick with me here. Life insurance isn’t just about morbid thoughts of “what if.” It’s about financial security, peace of mind, and (surprise!) making sure your loved ones aren’t left scrambling for pennies if life decides to throw a curveball.

read more
How Demographics Affect the Economy

How Demographics Affect the Economy

Back in 2019, economists claimed that the large population of older Americans dubbed the “silver tsunami,” was creating a drag on the economy. The fear was that Americans were aging toward retirement at a faster rate than young adults were entering the workforce. Not only does this put a strain on our finance-as-we-go Social Security and Medicare programs, but a smaller workforce is less able to drive economic growth in the future.

read more
Vaccines and the Stock Market

Vaccines and the Stock Market

If there’s one thing that can move the economy and stock market forward, it’s hope. This year, that hope is being presented in the form of COVID-19 vaccines. Economists and Wall Street analysts have long proclaimed that comprehensive economic recovery is not possible until we have contained the virus. The prospect of wide distribution of effective vaccines and herd immunity by the end of the year has put recovery in our crosshairs.

read more
When to “Buy Low”

When to “Buy Low”

The beginning of the year is typically full of hope. We make New Year’s resolutions, and it may take a few months for our enthusiasm (and vigilance) to wane. There’s also the “January Effect,” when the stock market generally gets a performance boost thanks to tax harvesting in December and subsequent reinvestments. But even that phenomenon tends to fade.

read more
Global Recovery in a Post-Pandemic World

Global Recovery in a Post-Pandemic World

In 2020, the World Economic Forum published its annual Global Competitiveness Report, as usual. However, in light of the global pandemic, it put its long-standing Global Competitiveness Index rankings on hold. Instead, the report focused on priorities for recovery and revival instead of competition.

read more
What is “Stakeholder Capitalism”?

What is “Stakeholder Capitalism”?

In its monthly Investment Insights publication, Merrill Lynch noted that while nationalism has been a strong trend throughout the past few years, globalism in the prior 30 years did much to reduce poverty worldwide. As trade agreements shifted many U.S. jobs and operations overseas, the average income of the lower 50% of global earners nearly double between 1980 and 2016. However, this came at a price, including the mass exodus of U.S. jobs and stagnant wages at the low-income scale.

read more