Retirement travel is one of those goals that sounds wonderful right up until the spreadsheet starts whispering. The good news is you do not need a jet-set lifestyle or a trust fund the size of Des Moines to enjoy it; you just need a plan that fits your real life, your real income, and your real-world priorities.
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Our goal is to keep you, your family, and your friends up to date on everything from finance to health care. We strive to help you make the most informed financial decisions to help you achieve financial success, so you can enjoy everything life has to offer. That's what our blog is for!
Life Insurance: What It Is, How It Works, and Why It Still Matters
Life insurance is one of those things most people know they should understand, but then real life gets in the way. Between groceries, mortgage payments, school schedules, and trying to remember why you walked into the kitchen, it’s easy to put off. But the right life insurance can help protect the people who depend on you and give your family a little breathing room if the unexpected ever happens.
Retirement Planning Made Simple: A Friendly Guide to What Matters Most
Retirement planning does not have to feel like a giant spreadsheet that bites back. For most families, the real goal is simpler: know what you have, know what you need, and make a plan that lets you sleep a little easier at night. A lot of folks put off retirement planning because it sounds bigger and more complicated than it really is. But the truth is, retirement planning is mostly about answering a few plain-English questions: How much money will come in? How much will go out? And how do you make those two things play nicely together for the long haul?
The Business of Influencing
For centuries there have been leaders in government, companies, churches, and local communities that influence people through their opinions. Then advertisers took advantage of this phenomenon to influence consumers with print advertisements and commercials.
This is Your Brain on Technology
Facebook CEO Mark Zuckerberg recently announced that the company is rebranding as “Meta.” The initiative is designed to focus the company’s vision on virtual reality (VR) in the future, through what Zuckerberg refers to as the “metaverse.”
U.S. Health Care in a Post-COVID Era
As many workers returned to their offices this fall, employers took on much of the expense of paying for weekly COVID testing, as well as insurance coverage and paid leave for sick and quarantined workers. These extra expenses may well lead to higher insurance premiums for everyone.
Who Wants To Work?
An important economic driver for America — working consumers — is dwindling. For example, the Denver International Airport recently hosted a concessions job fair to fill around 1,000 openings at the airport for jobs at stores, restaurants, and other businesses.
Pets and Pet Insurance
One of the silver linings coming from the pandemic is that when pet shelters had to close temporarily during lockdowns, a call went out for foster homes so animals would continue receiving the necessary attention. Many of those pets were so loved that they were adopted rather than returned to shelters.

Top 10 Actions When Preparing For Retirement
Planning for retirement income may seem like a daunting task, but can help you get a handle on preparing for your financial future.
Retirement Travel: How to Make the Miles and the Money Work
Retirement travel is one of those goals that sounds wonderful right up until the spreadsheet starts whispering. The good news is you do not need a jet-set lifestyle or a trust fund the size of Des Moines to enjoy it; you just need a plan that fits your real life, your real income, and your real-world priorities.
Replenish Emergency Funds
Americans have largely been on one of two tracks since the beginning of the pandemic: Those who suffered income and net worth losses and those who gained wealth. A good example of this was the result of relief checks mailed out by the federal government.
Tax Notes
This year, the official start date for filing 2021 income tax returns was Jan. 24, and the season ends on April 18 for most filers. According to the IRS, the typical period for refunds is three weeks or less. Be aware that you can speed up the process by filing electronically and submitting your direct deposit information.
The 2022 Economy: Reasons To Be Positive
Year-end brought a resurgence of COVID-19 panic, led by the onset of the omicron variant in the United States. Families and friends met in large gatherings during the holiday season, the weather got cooler — sending people indoors — and hospitals became overwhelmed with new coronavirus cases.
The Business of Influencing
For centuries there have been leaders in government, companies, churches, and local communities that influence people through their opinions. Then advertisers took advantage of this phenomenon to influence consumers with print advertisements and commercials.
This is Your Brain on Technology
Facebook CEO Mark Zuckerberg recently announced that the company is rebranding as “Meta.” The initiative is designed to focus the company’s vision on virtual reality (VR) in the future, through what Zuckerberg refers to as the “metaverse.”
Retirement Travel: How to Make the Miles and the Money Work
Retirement travel is one of those goals that sounds wonderful right up until the spreadsheet starts whispering. The good news is you do not need a jet-set lifestyle or a trust fund the size of Des Moines to enjoy it; you just need a plan that fits your real life, your real income, and your real-world priorities.
COVID, Life and Insurance
By mid-January 2022, the United States had recorded more than 865,000 deaths attributed to COVID-19. Once the vaccine was available in early 2021, life insurance companies expected COVID-related deaths to decline.
Replenish Emergency Funds
Americans have largely been on one of two tracks since the beginning of the pandemic: Those who suffered income and net worth losses and those who gained wealth. A good example of this was the result of relief checks mailed out by the federal government.
Tax Notes
This year, the official start date for filing 2021 income tax returns was Jan. 24, and the season ends on April 18 for most filers. According to the IRS, the typical period for refunds is three weeks or less. Be aware that you can speed up the process by filing electronically and submitting your direct deposit information.
The 2022 Economy: Reasons To Be Positive
Year-end brought a resurgence of COVID-19 panic, led by the onset of the omicron variant in the United States. Families and friends met in large gatherings during the holiday season, the weather got cooler — sending people indoors — and hospitals became overwhelmed with new coronavirus cases.
The Business of Influencing
For centuries there have been leaders in government, companies, churches, and local communities that influence people through their opinions. Then advertisers took advantage of this phenomenon to influence consumers with print advertisements and commercials.
